Actual adj. Real or existing in fact as opposed to being assumed or deemed to have happened or exist.

Actual cash value n. A fair or reasonable price that can be obtained for an item or property in the ordinary course of business, not under duress or exigency.

Actuary n. One who computes insurance and property costs, such as the cost of insurance premiums and risks.

actus reus n. The voluntary and wrongful act or omission that constitutes the physical components of a crime. Because a person cannot be punished for bad thoughts alone, there can be no criminal liability without actus reus.

ad damnum n. Latin. To the damage. The amount of money sought as damages by the plaintiff in a civil action.